Santander Cultivate Small Business Program (2026): $20,000 Grants for Food Entrepreneurs

The Santander Cultivate Small Business Program is a free, nationwide business training and grant program offering up to $20,000 in funding for eligible food entrepreneurs in 2026. The program is funded by Santander Bank and is open to early-stage food businesses across the United States.


Program Details

The program runs for 12 weeks and is delivered fully online. It is designed specifically for businesses operating in food-related industries, including food production, processing, manufacturing, services, and food technology.

Participants receive:

  • Live virtual business classes
  • Mentorship from experienced instructors and industry professionals
  • Peer networking with food entrepreneurs nationwide
  • Unrestricted capital grants upon successful completion

All participants who complete the program receive grant funding.


Grant Amounts

  • Minimum grant: $2,500
  • Maximum grant: $20,000
  • Repayment required: No
  • Use of funds: Any legitimate business expense

Higher grant amounts are awarded to top-performing participants.


Eligibility Criteria

Applicants must meet all of the following:

  • Business is based in the United States
  • Business has operated for at least one year
  • Gross revenue between $25,000 and $1,000,000 in the most recent calendar year
  • 1–10 full-time equivalent employees, including the owner
  • Business operates in a food-related industry

Preference is given to founders located in low- to moderate-income communities, though all eligible applicants are considered.


Key Dates

  • Application deadline: February 2, 2026
  • Program dates: March 26 – June 11, 2026
  • Cost to participate: Free

How to Apply

Applications must be submitted online through Santander’s official program page:

Apply here:
https://www.santanderbank.com/cultivate-small-business

Applications close on February 2, 2026. Late submissions are not accepted.


Stay Informed With The Monthly Digest.

Unlock new funding and business grant opportunities to accelerate the growth of your business.